You may be living paycheck to paycheck, or maybe you have money left over each month that you don’t know what to do with. Either way, there are things you can do to leverage your cash flow to your needs that you can learn about in this section.
Balancing your cash flow is about enjoyment now versus later.
This is a subjective arena, but if you look at an objective case study, you can see that it is possible to either save now or later with the same end result.
There are two caveats to either spending now or later; you have to consider how you would adjust to taking a cut on your spending habits, and you have to think about how your long-term health affects your plan.