The 10 Essential Facts Affecting Your Future

Key Takeaways

  • Money issues are tough for today’s young adults. It’s not your parents’ or grandparents’ financial reality, but there’s hope if you’re smart.
  • Delaying marriage, home ownership and parenthood has benefits in the short run but can create retirement challenges down the road.
  • Young adults know they need to be much more proactive about saving for retirement than previous generations were.
  • Don’t be overly concentrated in cash during your early years—it’s the best time to take smart risks.