The 3 Kings of Credit

Key Takeaways

  • Check your credit score annually to make sure there are no errors in your financial history. Free credit reports can be obtained at AnnualCreditReport.com.
  • The Fair Credit Billing Act requires the three main credit rating agencies—Experian, TransUnion and Equifax—to correct errors and disputes pertaining to your financial history.
  • To bolster your credit rating, make payments on time, manage your cash flow wisely, correct errors in your credit history and don’t utilize more than 30 percent of your available credit.

Champion of Change

Key Takeaways

  • Highly successful people tend to be more open to change than the rest of the population.
  • Champions of change are always looking for new ways to attract the right resources, relationships, money and capabilities to help them bring value to the world.
  • From your mobile phone’s evolution to Alcoa’s transformation, change can be a positive impact on the technological, behavioral, social and economic areas of our lives.

The 8 Things We Control

Key Takeaways

  • So much of life is beyond our control, but these eight habits for success will put you in the driver’s seat as you go through life.
  • Being prompt, courteous and reliable are simple but powerful lifelong habits to develop.
  • Having a good attitude and putting in 100 percent effort 100 percent of the time will take you far in life.