- Money issues are tough for today’s young adults. It’s not your parents’ or grandparents’ financial reality, but there’s hope if you’re smart.
- Delaying marriage, home ownership and parenthood has benefits in the short run but can create retirement challenges down the road.
- Young adults know they need to be much more proactive about saving for retirement than previous generations were.
- Don’t be overly concentrated in cash during your early years—it’s the best time to take smart risks.