The 8 Things We Control

Key Takeaways

  • So much of life is beyond our control, but these eight habits for success will put you in the driver’s seat as you go through life.
  • Being prompt, courteous and reliable are simple but powerful lifelong habits to develop.
  • Having a good attitude and putting in 100 percent effort 100 percent of the time will take you far in life.

Life Insurance: More Important (and Affordable) Than You Think

Key Takeaways

  • Even with modern medical advances, 10 to 12 percent of today’s 30-year-olds will not make it to age 60.
  • Term life insurance is just as important as health, auto and homeowners insurance when you’re raising a family and are in your prime earning years.
  • Many young people are surprised to learn how much coverage a few hundred dollars a year in premiums can buy.

Used Car—Double the Benefits!

Key Takeaways

  • Don’t tie up your cash when you’re young, but you have to be smart about your loan terms.
  • Making slightly larger, or more frequent, payments than you’re required to can add up to HUGE savings down the road.
  • A used car is often better than new when you’re young—especially when the savings is applied to higher-rate student loans and credit cards.