Blissfully Married
Key Takeaways For many reasons, getting married is a huge life transition. Combining incomes and budgets is a major part of that transition. Make sure you communicate with your future spouse about your spending strategy – and avoid the stress that can come from keeping money a taboo subject!
The Advantages to Getting Pre-approved for an Auto Loan
Key Takeaways Purchasing a car is one of the biggest purchases you’ll make, and you’ll likely do so multiple times throughout your life. You can get your auto loan pre-approved by an independent lender before you walk into a dealership. There are a number of advantages to getting your auto loan pre-approved.
Do You Have a Will to Protect Your Family?
Key Takeaways A whopping 78% of millennials do not have a will or advance directives in place. Without these, your loved ones may run into legal issues if you become incapacitated or pass away. Think of a will as a love letter to your family, taking care of them after you’re gone.
The Impact of Millennials’ Spending and Saving
Key Takeaways The millennial generation is the largest part of the workforce in our country right now. As millennials age, the amounts they’re saving and spending are changing. These saving and spending changes are impacting our economy and will continue to do so for several years.
The Importance of Risk Management
Key Takeaways When you’re examining your finances, risk management is an important part of the big picture. We have insurance for a number of things in our lives, but might be overlooking some that could have devastating effects if you need them and don’t have them. Disability, health, and life insurance are key for peace […]
3 Things You Need to Do to Be Successful
Key takeaways Rational optimism is far different that the stereotypical optimism. Successful people have a reasonable tolerance of risk. Become a rational optimist to be successful in your endeavors.
Having Money Discussions Is Important in a Relationship
Key takeaways Younger generations are handling money differently than those before them. Gen Z and millennials are much more comfortable discussing money. Money is one of the biggest reasons for divorce. Talking about money before marriage is a good thing.
What Would You Do With a Million Dollars?
Key takeaways Baby boomers and millennials have vastly different views on money and how to use it. The severe frugality of most millennials likely stems from them watching their boomer parents or other boomers suffer during financial crises in the 80s to the dot com financial crises and the great recession of the 2000s. Budget […]
The Grass May not be Greener
Key Takeaways It can be easy to be lured in to moving someplace else when you think you are going to make more money doing the same job. Salaries are higher in big cities and places that are popular to live because the cost of living is higher in these places as well. Before you […]
Five Money-Saving Tips for Students
Key Takeaways College can end up costing you a lot more than just tuition these days with all the extras they offer up to get you to spend more of your money. Doing things like sharing an apartment, building a budget, taking part in free activities, using public transportation, and buying used textbooks will help […]