A Tangible Budget Trick
Key Takeaways In this digital age, we have fewer reasons to write things down by hand. Science shows that the part of the body that has the greatest connectivity to the brain is the writing thumb. By hand writing your budget, you create both something tangible and a stronger connection from your brain to that […]
Delaying Your Leap from the Nest
Key Takeaways It might sound strange to be living with your parents at 30, but it can be a good idea to help you defray costs if you have a significant amount of student loan debt. With rent costing anywhere from 30-50% of people’s income, housing is one of the biggest costs in a person’s […]
Cutting Subscriptions to Save Money
Key Takeaways Subscriptions can sneak up on us, to the point where we don’t realize just how much they’re costing. If you’re having trouble saving money, try cancelling your subscriptions. Do this once a year or so, evaluating what you really use and where you can save. There are a number of services out […]
A Subscription to Build an Emergency Fund
Key Takeaways Many Americans don’t have enough to cover a $400 emergency. If you don’t have an emergency fund, there’s a simple way to get one started. Think of your emergency savings as a subscription program that you pay every month. A survey conducted by the Federal Reserve Study revealed that 41% of Americans don’t […]
5 Money Changes When Buying a Home
Key Takeaways We tend to underestimate the true costs of things that might be new to us. If you’re buying a home, make sure you’re informed on all the costs that come with homeownership. Purchasing a home also affects your credit rating, something you will want to be aware of if you have any additional […]
5 Powerful Money Pivots
Key Takeaways COVID-19 has changed numerous things in our daily lives. One of the biggest changes is the way many people are spending and saving their money. If you’re looking to make the most of your money habits, consider these five powerful money pivots.
Blissfully Married
Key Takeaways For many reasons, getting married is a huge life transition. Combining incomes and budgets is a major part of that transition. Make sure you communicate with your future spouse about your spending strategy – and avoid the stress that can come from keeping money a taboo subject!
Financial Stress
Key Takeaways A recent study by the National Endowment for Financial Education revealed that the pandemic is causing many Americans to experience financial stress. Worries include a lack of emergency savings, ability to pay bills, and job security. Having an emergency fund available is crucial to help get you through crises now and in the […]
Three Things We’re Worrying About Right Now
This is our first pandemic, and there are many things that we are worrying about. There are three in particular
The Advantages to Getting Pre-approved for an Auto Loan
Key Takeaways Purchasing a car is one of the biggest purchases you’ll make, and you’ll likely do so multiple times throughout your life. You can get your auto loan pre-approved by an independent lender before you walk into a dealership. There are a number of advantages to getting your auto loan pre-approved.