Getting Your Credit Score Over 740

Key Takeaways The three credit reporting agencies set the rules for how your credit score is calculated. A good credit score is over 740, so if you’re below that, you’ll want to work to improve it. There are three main things you can do to improve your credit score. You’ve probably heard of the three […]

Why You Should Avoid Personal Loans

Key takeaways A prominent personal loan provider reports that 25% of people under age 35 use these high interest loans. Personal loans charge much higher interest rates than traditional types of loans and even higher than most credit cards. Using personal loans to take care of emergencies will make it very hard to move toward […]