Line of Credit

Key Takeaways There are three “kings of credit” and they’re the credit reporting agencies. If you have a good credit score, you will benefit from lower interest rates. You’ll also have access to more lines of credit if you have a good score.   Are you familiar with the three kings of credit? They’re not […]

Do You Have an Emergency Fund?

Key takeaways A recent survey from Lending Tree reports that 52% of Americans and 60% of young investors cannot cover a $1,000 emergency. With no emergency fund in place, many are tempted to take out payday loans, which charge predatory interest rates from 300% to 700%. If you haven’t built an emergency fund yet, you […]