Prudent Protection
Key Takeaways Insurance helps reimburse us for the losses we incur over our lifetime. The two kinds of insurance cover us and our property. Life and health insurance covers us, and you can get insurance for any kind of property, for a cost. Choose higher deductibles to keep your insurance premium payments low, if it […]
Healthy Con$equence$
Key Takeaways Medical bills are the number one reason for personal bankruptcy, so take a look at your health insurance options before deciding against coverage. Health insurance helps defray the costs of medical care and is provided through your employer, or bought personally through health care exchanges. Premiums, deductibles, co-pays, and the option for dental […]
To Buy or Lease a New Car
Key Takeaways Leasing limits your mileage, but you don’t tie up cash, you drive a late-model car, repairs are limited, and you don’t have to sell. Buy if you’re looking at used vehicles that you plan to drive for three-plus years and you don’t expect major lifestyle changes.
Life Insurance: More Important (and Affordable) Than You Think
Key Takeaways Even with modern medical advances, 10 to 12 percent of today’s 30-year-olds will not make it to age 60. Term life insurance is just as important as health, auto and homeowners insurance when you’re raising a family and are in your prime earning years. Many young people are surprised to learn how much […]
To Rent or Buy?
Key Takeaways Owning a home gives you great peace of mind, but it comes with a lot more responsibility than renting. Budget 1 percent of your home’s value each year for routine maintenance. Using a rent versus buy calculator is a good start, but it won’t account for the emotional satisfaction (or stress) of being […]