Point/Counterpoint – The Back and Forth on Cryptocurrency Regulation
In March 2022, President Biden signed an Executive Order promoting the responsible development of digital assets. The move marks “the first whole-of-government approach to addressing the risks and harnessing the potential benefits of digital assets and their underlying technology.[1]” It also signals that increased regulation is imminent for a sector that the financial industry has […]
4 Historical Asset Bubbles (That Weren’t Stocks or Real Estate)
Asset bubbles are nothing new. Real estate and stock market bubbles get the most press, as they cast the widest net in terms of damage when the fun stops, but less traditional assets have also had their own boom-bust cycles. A few months ago, we compared NFTs to the Beanie Baby hysteria from the early […]
The Stock Market – It’s Similar to Ripples in Water
Key Takeaways The stock market’s movements can be compared to ripples in water when you drop a pebble in: big at first, but evening out over time. Looking at 20-year cycles, versus performance over one year, can provide a better perspective of the stock market. A blended 50/50 portfolio of stocks and bonds can help […]
Reallocating Your 401(k)
Key Takeaways If you haven’t checked your 401(k) allocations in a while, you may find that they’re no longer allocated the way you set them up. With the stock market increases these past two years, you may be more heavily allocated in stocks than you realize. Review your allocations on a regular basis to stay […]
Are NFTs Just Beanie Babies?
There existed for a brief period of time a restaurant called GarfieldEats. It doesn’t exist in the physical world anymore. ViacomCBS decided not to renew its license as the pandemic hit restaurants hard and the market just wasn’t there for vaguely Garfield-shaped pizzas. However, the creator of GarfieldEats doesn’t see this as the end – […]
Investment Management
Key Takeaways There are numerous ways and places a person can invest their money. Asset allocation across many areas is key. The assets you choose will depend on your particular circumstances. Have you ever hosted a dinner for people with a variety of dietary requirements? One person’s a vegetarian, another eats only gluten-free foods, […]
5 Reasons Why the Cryptocurrency Market is So Volatile
Everyone knows that if something is volatile it may be unstable or manic. Volatility is often synonymous with uncertainty, chaos, terror, and bloodshed! That last bit may have strayed into hyperbole, but the cryptocurrency market is notorious for inspiring headlines about its wild west mentality. Speculators hit it big overnight – and lose it all […]
Understanding Annuities
Key Takeaways Annuities are a way of saving, investing, and distributing. There are many different types of annuities. The older you are when you start taking money out of an annuity, the more you’ll get back. When you hear the word “annuity,” an image of someone old, such as Father Time, might come to […]
Two Roads Diverged in the Crypto Currency Market
Imagine two jewelers who are experts at identifying diamonds – Jeweler A and Jeweler B. Jeweler A gets his hands dirty. He tears up the Earth using any method he can to find a real diamond: heavy artillery, dynamite, his own bare hands even. For him, it’s a race. He works for his diamond, leaving […]
The Basics of the Stock Market
Key Takeaways The stock market is an intangible thing that can be a bit difficult to understand. There are a lot of factors that affect the stock market, but there are some basics that can help you understand how it works. There are some concepts that are not intuitive and can be difficult to […]