How Financial Stress Affects Your Health
Key Takeaways Financial stress, physical health, and mental health are all linked. If you’re experiencing chronic stress, you may end up in a vicious cycle of poor physical and mental health, which leads to more stress. Having a budget and making sure you’re saving money are ways to combat this cycle.
Financial Stress
Key Takeaways A recent study by the National Endowment for Financial Education revealed that the pandemic is causing many Americans to experience financial stress. Worries include a lack of emergency savings, ability to pay bills, and job security. Having an emergency fund available is crucial to help get you through crises now and in the […]
The Advantages to Getting Pre-approved for an Auto Loan
Key Takeaways Purchasing a car is one of the biggest purchases you’ll make, and you’ll likely do so multiple times throughout your life. You can get your auto loan pre-approved by an independent lender before you walk into a dealership. There are a number of advantages to getting your auto loan pre-approved.
Keep Your Brain Healthy, Start Your Day Without the Internet!
Key Takeaways Immediately before falling asleep and immediately after waking, our brains are incredibly open to learning, feeling, and growth. If we start and end our days on the internet, we’re rewiring our brains in a damaging way. Better and healthier options include reading, meditating, exercising, and deep work.
Do You Have a Will to Protect Your Family?
Key Takeaways A whopping 78% of millennials do not have a will or advance directives in place. Without these, your loved ones may run into legal issues if you become incapacitated or pass away. Think of a will as a love letter to your family, taking care of them after you’re gone.
The Impact of Millennials’ Spending and Saving
Key Takeaways The millennial generation is the largest part of the workforce in our country right now. As millennials age, the amounts they’re saving and spending are changing. These saving and spending changes are impacting our economy and will continue to do so for several years.
The Importance of Risk Management
Key Takeaways When you’re examining your finances, risk management is an important part of the big picture. We have insurance for a number of things in our lives, but might be overlooking some that could have devastating effects if you need them and don’t have them. Disability, health, and life insurance are key for peace […]
5 Unexpected Costs When Buying a Home
Key takeaways When buying a new home, make sure you know about all the potentially unexpected costs associated with it. Know the costs up front, so you know what you’re getting into. Look at your cash flow and budget to ensure you have the money to make the move.
3 Things You Need to Do to Be Successful
Key takeaways Rational optimism is far different that the stereotypical optimism. Successful people have a reasonable tolerance of risk. Become a rational optimist to be successful in your endeavors.
How to Handle Your Student Debt After Graduation
Key takeaways Two-thirds of students who just graduated college have student debt. Students must begin making payments on their debt six months after graduation. Know all of your expenses and create a budget. Most important thing is to remember to save first, spend later.